Having homed in on the bank and the type of loan you require now comes the toughest part of how to get a loan. Getting a loan isnt like taking a walk in the park. The bank requires a plethora of documents for ascertaining your credentials and details of the plot/house/flat. Heres a sample of what you need to produce to get your loan:
Common (for salaried as well as self-employed borrowers)

• Proof of Age
• Proof of Residence
• Photograph
• Bank Statements for the past six months

For salaried borrowers

• Latest salary slip or statement
  Form 16

For self-employed borrowers

• Income Tax returns for the last 3 years
• Balance sheet for the last 3 years
• P&L accounts for the last 3 years
• Tax challan for the last 3 years
• Flat and house
• Sales affidavit/ letter of allotment in case of society or association of persons
• Original vendor`s sale deed
• Original sale agreement
• Income Tax clearance as the case may be
• Encumbrance certificate.

Only providing these documents wont be enough to fetch you your loan. You probably in most cases have to pass an additional test: the loan interview. This although is not practiced with very strict norms but is certain parcel your loan package.